The Coronavirus situation is on everyone’s mind. We are receiving calls asking “how will my policy respond?” We know many more of you have similar questions. Here is a brief primer on how insurance will likely respond and what your organization can do to prepare. The two policies under primary...
Most leaders have no idea whether or not their business or organization carries enough liability insurance. Many tell me, “I have an umbrella, so that should be fine,” and then end the discussion there. Even those who give the size of their umbrella some thought may not fully appreciate the size of injury payouts. If you fit into this category of “umbrella purchaser,” you probably have
“Power lines, roof eaves, and small cars.” One executive director lost no time in describing what donation pick-up drivers need to watch out for. “How do you think I knew that?” he asked, “because they’ve all happened to me!” My observations confirm the executive director’s experience. One of the most frequent claims to come across my desk is a box truck or 15 passenger van hitting another vehicle or building. While the damage is often minor, the costs paid by the insurance company are generally
Being, "simply a practicing Christian," has many implications for Rev. John Steinhauser. "You'll have to excuse me," he apologized during one mid-day phone call, "I wear the chef's hat around here, and I need to put lunch on the table." For the last 40 years, Rev. Steinhauser has served as Director of Union Gospel Mission in Jamestown, N.Y., providing hope and love in New York's western-most city on the shore of Lake Erie. One of the changes that makes Rev. Steinhauser proud, during his tenure
It is difficult to eliminate the possibility of all accidents, but a few moments of awareness education, along with diligent planning and follow-through will certainly reduce their likelihood! 1. Wet Floors: Whether from melting snow or ice, rain, or everyday spills, wet floors always pose a hazard. Have plenty of "wet floor" signs available. Make sure that every employee understands their responsibilities for ensuring that all surfaces are kept safe and dry.