Risk Management

Brian H. Merriam, CPCU, ARM, AAI
Latest posts by Brian H. Merriam, CPCU, ARM, AAI (see all)

Risk Management Consulting Services

Every day you make decisions about how to utilize the resources at your disposal. Some decisions are made after much time and consideration; others must be made immediately because there are circumstances that have been thrust upon you without warning. The process of risk management is also like this: sometimes you have time to decide, in advance, what to do about the risk of fires, floods and collisions; other times bad things happen and you must decide how to manage the loss after it has occurred. Both of these involve time, but without exception, the time it takes to manage risk before a loss is always dramatically less than the time it takes to deal with the consequences of losses that result from risk.

With this truth in mind, it is ideal that losses be avoided at any reasonable cost. The problem is often how to assess and manage risk. Most people know of the major causes of loss and therefore purchase insurance. The problem is that insurance is merely a financing tool to pay for damages but does nothing to assess or prevent loss.

Sometimes it is hard to see the areas where you might need more attention. That’s what our experienced consultants do best. They understand the world of insurance and risk management. They will come to your place of business and help you scrutinize the risks of your unique situation using knowledge and methods such as:

  • Risk Assessment
  • Coverage Evaluation
  • Loss Control

We are happy to analyze & measure and then prescribe means to control, reduce, transfer and finance risk.

A solid risk management program will keep you out of court and your insurance rates under control. Let us help you help your organization keep your funds for what they are intended.

Contact us for more information or to set up an appointment.